5 Reasons to Sell Single Premium Whole Life
Low interest rates and underperforming vehicles like CDs are making many people reconsider where their money is. We make it easy for you to offer them choices.
1. Do you want a steady stream of prospects?
Baby boomers are one of the largest demographics in today’s market, and they’re looking for ways to pass wealth to their kids and grandkids. Every day, 87 percent of baby boomers use social media, with Facebook dominating1. Combine a huge market with low-cost marketing options, and conversations leading to appointments become easy.
2. Do you want the right product to offer your client at the right time?
When your clients have maturing CDs, sizable sums in savings accounts or underperforming life policies, it’s a great time to start a conversation. SPWL gives them more options for their dollar than banking. Discussing what they can do next with their cash can easily lead into a broader discussion about their overall assets.
3. Do you want to meet the needs of a broad range of clients?
SPWL is built for flexibility— grow cash value, leave a sizable death benefit or hedge against future illness. Clients can access cash values at
any time through policy loans or dividend withdrawals for any purpose.
4. Do you want to offer tempting tax benefits?
Keep the tax man away from your clients’ legacies with SPWL. If you have clients who want to pass on money to the next generation, they
can leverage the tax-deferred growth of cash value3 and tax-free death benefits to achieve their dreams.
5. Do you want to offer both living benefits and lifetime protection?
Included with SPWL coverage, the Accelerated Death Benefit Rider4 gives your clients the option to access a portion of their death benefit if they’re diagnosed with a chronic or terminal illness. It’s a great backup when people are living longer, and more likely than ever before to survive a critical llness.
Why add Assurity Single Premium Whole Life Insurance to your portfolio:
Take time to talk to your clients about Assurity Single Premium Whole Life Insurance. Grow your business and defend their dreams with this powerful product.
Key Advantages:
Low interest rates and underperforming vehicles like CDs are making many people reconsider where their money is. We make it easy for you to offer them choices.
1. Do you want a steady stream of prospects?
Baby boomers are one of the largest demographics in today’s market, and they’re looking for ways to pass wealth to their kids and grandkids. Every day, 87 percent of baby boomers use social media, with Facebook dominating1. Combine a huge market with low-cost marketing options, and conversations leading to appointments become easy.
2. Do you want the right product to offer your client at the right time?
When your clients have maturing CDs, sizable sums in savings accounts or underperforming life policies, it’s a great time to start a conversation. SPWL gives them more options for their dollar than banking. Discussing what they can do next with their cash can easily lead into a broader discussion about their overall assets.
3. Do you want to meet the needs of a broad range of clients?
SPWL is built for flexibility— grow cash value, leave a sizable death benefit or hedge against future illness. Clients can access cash values at
any time through policy loans or dividend withdrawals for any purpose.
4. Do you want to offer tempting tax benefits?
Keep the tax man away from your clients’ legacies with SPWL. If you have clients who want to pass on money to the next generation, they
can leverage the tax-deferred growth of cash value3 and tax-free death benefits to achieve their dreams.
5. Do you want to offer both living benefits and lifetime protection?
Included with SPWL coverage, the Accelerated Death Benefit Rider4 gives your clients the option to access a portion of their death benefit if they’re diagnosed with a chronic or terminal illness. It’s a great backup when people are living longer, and more likely than ever before to survive a critical llness.
Why add Assurity Single Premium Whole Life Insurance to your portfolio:
Take time to talk to your clients about Assurity Single Premium Whole Life Insurance. Grow your business and defend their dreams with this powerful product.
Key Advantages:
- Our SPWL offers the convenience of one premium payment for both living benefits and the lifetime protection of a participating whole life policy.
- Extended issue ages from 15 days–85 years
- Non-medical limits up to $700,000 for ages 0–60; up to $450,000 for ages 61–85
- E-app and quick approvals keep the application moving